For many potential home buyers, having enough money for a down payment and closing costs is a big obstacle. Nevada Rural Housing Authority’s Home At Last Access Program makes it easier with a 4% down payment grant that does not need to be repaid. If you’re not familiar with Home At Last, take a look at what it has to offer:

  • FREE cash down payment grant equal to 4% of loan amount
  • Competitive 30 year fixed mortgage rate
  • Buyer must have 640 minimum credit score and meet normal FHA, VA or RHS underwriting requirements
  • Home must be primary residence
  • Buyer must complete homebuyer education (on-line course available)
  • Home purchase is in rural Nevada (includes entire state of Nevada, excluding Las Vegas, Reno, Henderson, North Las Vegas)
  • Home falls below maximum purchase price of $350,000 (effective 3/1/13)
  • Household must fall below a combined qualifying income of $97,500 (effective 3/1/13)

To learn more about the program, contact Dereck Bowlen of Eagle Home Mortgage at 775.530.9268, or e-mail: